Managing Lone Workers | LONEALERT Blog | Lone Working | UK

The costs of not protecting your lone workers; Legal, financial & operational.

Written by LONEALERT | Feb 13, 2025 9:35:19 AM

If you fail to protect and prioritise the safety of your lone workers the consequences can be catastrophic for both the well being of your employees and your organisation. Below we've highlighted the main legal, financial and operational implications your business could face following an accident or near miss.

Company fines & legal fees

If you fail to meet your duty of care, particularly regarding the safety of your lone workers, you can face significant legal penalties. Occupational health and safety regulations require employers to ensure that workers, regardless of their working conditions or location, are provided with the necessary safety measures, training, and equipment.

In many countries, failing to comply with these regulations can result in steep fines. For example, here in the UK, under the Health and Safety at Work Act 1974, you, as an employer, can face fines and even imprisonment if found guilty of breaching your duty of care, leading to a worker’s injury or death. 

Not only does a fine impact your bottom line, but it also damages your company’s reputation, as it signals to clients, customers, employees and the public that your business may not be prioritising worker safety.

Beyond fines, if you fail to protect lone workers you may find yourself embroiled in costly legal battles. If an accident occurs and a lone worker or their family sues your company for negligence, the legal fees can quickly escalate. Not only is this a financial burden but legal proceedings can drag on for months or even years, diverting attention and resources from your company's core operations. 

 

Increased insurance premiums 

Another financial consequence of a workplace accident, especially one involving a lone worker, is a sharp increase in insurance premiums. Insurance companies assess risk based on the history of claims and incidents, and a company with a record of worker injuries or safety violations will undoubtedly see their premiums rise.

In some cases, you may even find it difficult to secure insurance coverage, or you may be forced to switch to providers that charge even higher rates. The financial burden of increased premiums can therefore impact your company's overall profitability and make it harder to remain competitive in the market.

 

Damaged reputation 

News of a lone worker injury, particularly one that could have been prevented with proper safety measures, can significantly damage a company’s reputation. Customers, clients, and employees are likely to lose trust in an organisation that fails to ensure the safety of its workers. This damage to reputation can take years to recover from and can result in lost work & contracts, lost customers and high staff churn - all of which have a knock-on effect on the financial state of an organisation. 

 

Higher staff turnover 

When lone workers do not feel safe at work they are more likely to look for alternative employment because they are worried about their safety and do not feel valued by their employer. This often leads to higher staff turnover as lone workers move to other organisations that value their safety and have adequate lone worker protection in place. 

In addition, if your company is known for not protecting their lone workers you may struggle to attract skilled employees. Today’s workforce is more aware of workplace safety, mental health, and work-life balance. Consequently, employees are increasingly looking for employers who prioritise their well-being, and a lack of commitment to lone worker protection can lead to a limited talent pool.

 

Decrease in productivity and efficiency 

When lone workers are injured or have accidents, the immediate consequence is usually the loss of productivity due to lost working days. If a worker is unable to perform their duties due to an injury or mental health issue, the business may need to deal with extended downtime, which affects team output and business operations. Furthermore, accidents, injury and sickness can impact team morale due to concerns about their own safety and inadequate protection. This can lead to higher absenteeism and turnover rates, which creates additional financial and operational burdens.

 

To avoid all of the above from happening to your organisation, it's crucial that you take the health & safety of your lone workers seriously. If you haven't done so already we advise that you create a lone worker policy to ensure your lone workers are adequately protected. Download our lone worker policy guide to help you write yours. This outlines what you need to include and a template for you to use so you don't miss anything out.